A car, or other vehicle, that has been in an accident or has had other types of damage that has caused the insurance company to call the vehicle a total loss will receive a salvage title in Kentucky. When a vehicle has one of these titles, you will not be able to drive it on the roads.
This does not mean necessarily that the vehicle is at the end of its life, though. It is often possible to rebuild the vehicle and then to get a rebuilt title so you can drive it on the roads and highways again.
Rebuilding and Getting a Rebuilt Title
When you rebuild the vehicle, you will likely be using a number of different parts, some of which might be from wrecked or salvaged vehicles. You will need to complete an Affidavit of Motor Vehicle Assembled from Wrecked or Salvaged Motor Vehicles (Form TC 96-215) and have it notarized. This ensures that you are documenting all of the parts used in the rebuilt properly.
You will also have to fill out an Application for Kentucky Certificate of Title or Registration (Form TC 96-182), and have an inspection of the vehicle to ensure the parts have not been stolen. Make sure that you keep all of the labor receipts for the rebuilt and include them, along with a notarized statement that details all of the repairs that were made to the vehicle. Submit the receipts for all of the parts that you bought.
If you bought the parts from an individual rather than a store, they will need to have a notarized statement with the seller’s name, address, and phone number. It will also need to include a list of these parts and the original vehicle’s VIN. You also have to submit the license plate with the form, and make sure that all of the liens and property taxes have been taken care of.
After you have completed all of these steps, you will have 60 days to title and register the automobile. If you do not do so within 60 days, you will have to go through the entire process again. When you receive your title, it will have the term rebuilt written on it. This will stick with the title for the remainder of the vehicle’s life. It helps the consumer know that they are buying a rebuilt vehicle if you ever decide to sell it in the future.
Once all of this is complete, you will be able to drive the car on the roads and highways again, provided that you have insurance coverage.