After the insurance company determines that the vehicle is a total loss, you can get a Wisconsin salvage certificate of title through the local DMV. If the insurance company indicates that you are the owner of the vehicle, the DMV will send you the title through the mail. After you have your salvage title, you can begin restoring the vehicle so you can eventually get a rebuilt title for it.
Getting the Salvage Title, Repairing the Vehicles, and Applying for a New Title
Repair the vehicle and make sure it is in good operable condition for the roads, and that it will be able to pass the safety inspection. Once you are sure the vehicle is in shape, you can make an appointment with an inspection agency approved by the Wisconsin Department of Transportation, which you can find through their website. You will then fill out a Request for Repaired or Rebuilt Salvage Vehicle Examination.
Also, you need to include an affidavit of the major parts used in the reconstruction of the vehicle, which needs to include the name of the major part, the model, year, make, and identification number of the vehicle from which the part was taken, the date of the transaction, the signature of the seller, and the name of the customer, as well as the amount paid.
If the seller is unknown, the bill of sale needs to reflect this. You also need to have four legible pictures of the vehicle before the repairs take place. The photos should include the front, back, driver, and passenger sides of the vehicle.
The inspection is to make sure the vehicle is safe and that none of the parts in the vehicle are stolen. If you do not pass the inspection, they will reissue you a salvage title and you will need to go through the process again. You will also have to pay the inspection fee again.
When you pass the inspection, you will then be able to get a title for your vehicle and register it for use on the roads of Wisconsin.