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How To Insure and Register Auction Cars in Wisconsin?

Date: 10/17/2015 |Category: Car Auctions, Car Insurance

The rules for registering and titling salvage cars from auction vary from state to state. Those who buy these auction cars should always make sure that they understand the laws where they live. In Wisconsin, it is possible to buy auction cars, even if they have salvage titles. However, there are several things you will need to do before you can get the vehicle back on the road.

What Is a Salvage Vehicle in Wisconsin?

The legal definition of salvage vehicle in Wisconsin includes more than vehicles damaged beyond what would be economical to repair (set at 70% of the vehicle’s value). In fact, a vehicle that has been used for public transportation, as a taxi, as well as former police vehicles will be classified as salvage once they are no longer in use. Also, vehicles imported to the United States that fail to meet safety and emissions standards can be classed as salvage.

What Do You Need to Do?

What does this mean to you? It means that when you see auction cars listed as salvage, you have to research them to determine why they are considered salvage. It will give you a better idea of what you will need to do to repair the car and get it back on the road.

After the vehicle has been repaired, it will need to be submitted to an inspection. The inspector is usually either a law enforcement officer or a full−time employee of the Department of Transportation Division of State Patrol. This ensures the vehicle is safe to drive on the roads, and that the repairs did not use any parts stolen from other vehicles.

Getting the vehicle on the road in Wisconsin is actually fairly easy as long as you pass the inspection. It is in your best interest to work with a garage or mechanic that has plenty of experience in rebuilding vehicles. You need to be sure that it will pass the inspection so you can register the vehicle, and you do not want to have to deal with any delays.

Getting Insurance for the Vehicle

Auction cars that have salvage titles will not be able to be insured until they’ve been rebuilt and passed the required inspection. When you get your rebuilt title, it is relatively easy to get liability insurance. This type of insurance covers the damage that you may do to another party with your vehicle, which means that there is no additional risk to the insurance company.

Getting full coverage is more complicated. Since it is difficult for insurance companies to determine how much the rebuilt vehicle is worth, they will not always offer this type of coverage. They have a higher risk if they provide you more coverage than the vehicle is actually worth, and many are not willing to take that risk.

However, you can still find some companies that will provide this type of coverage. It’s always a good idea to look into the insurance policies you may want to consider before you buy auction cars for sale, just to get a better idea of what kind of coverage you will be able to get.

Read more on the official Procedures in This State, or on Rebuilt Title Laws for Other US States. Explore our Vehicle Auctions and find info on Buying With Us.

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